Families across Canada face unique challenges when raising children with disabilities. To provide financial support, the federal government offers the Child Disability Benefit (CDB), a tax-free monthly payment designed to help parents and guardians cover added costs. In October 2025, eligible families can receive up to $284 per month per child, depending on income and circumstances.
This program is more than just financial aid; it represents a lifeline for households managing medical appointments, therapies, assistive devices, and daily care needs. With inflation and rising living costs, the CDB helps ensure that children with disabilities can live with dignity and access the resources they deserve.
Canada $284/Month Child Disability Benefit in October 2025
The Canada $284/Month Child Disability Benefit in October 2025 provides targeted assistance to families who qualify for both the Canada Child Benefit (CCB) and the Disability Tax Credit (DTC). Not every family will automatically receive this payment; eligibility depends on meeting specific criteria, including income thresholds and the child’s medical certification for disability.
For October 2025, families who qualify can expect their payment to be deposited on the scheduled date, alongside the regular CCB. This means eligible households do not need to apply separately once approved for the DTC; the additional CDB amount will be automatically calculated and distributed by the Canada Revenue Agency (CRA).
Canada $284/Month Child Disability Benefit
| Key Detail | Information |
|---|---|
| Program Name | Canada Child Disability Benefit (CDB) |
| Payment Amount | Up to $284 per month per eligible child |
| Eligibility | Must qualify for both the Canada Child Benefit (CCB) and the Disability Tax Credit (DTC) |
| Administered By | Canada Revenue Agency (CRA) |
| Payment Date (October 2025) | October 20, 2025 (same as CCB schedule) |
| Tax Status | Non-taxable monthly benefit |
| Application Process | Automatic if approved for CCB and DTC |
| Age Requirement | Child must be under 18 years old |
What is the Child Disability Benefit (CDB)?
The Child Disability Benefit is a supplement to the Canada Child Benefit. It provides additional financial support for parents and guardians raising children under 18 with a severe and prolonged impairment in physical or mental functions.
The maximum annual CDB for the July 2025–June 2026 benefit year is $3,408 per child (equivalent to $284 per month). However, this amount is gradually reduced for families with adjusted net incomes above a certain threshold. This ensures that support is directed primarily toward low- and modest-income households.
Who Can Receive the $284/Month in October 2025?
Not all families automatically qualify for the maximum $284 per month. To receive the benefit, parents or guardians must meet the following requirements:
- Qualify for the Canada Child Benefit (CCB):
Families must be eligible for the base CCB program, which supports parents raising children under 18. - Disability Tax Credit (DTC) Approval:
A medical practitioner must certify that the child has a severe and prolonged impairment in physical or mental functions. This certification must be approved by the CRA. - Income Thresholds:
The benefit amount decreases as family income rises above a set limit. Lower-income families typically receive the full $284 per month, while higher-income households may receive a reduced amount or none at all. - Child’s Age:
The child must be under 18 years of age at the start of the benefit year.
How the Payment Works
The Child Disability Benefit is not issued separately from the Canada Child Benefit. Instead, the two are combined into a single monthly payment from the CRA. If a family qualifies for both, the amount of the CDB will be automatically included in their CCB deposit.
For October 2025, the scheduled payment date is October 20, 2025, aligning with the Canada Child Benefit calendar. Families can expect direct deposits on this date, while mailed cheques may arrive a few days later.
How to Apply for Canada $284/Month Child Disability Benefit
Parents do not apply for the CDB directly. Instead, eligibility flows through the Canada Child Benefit and the Disability Tax Credit process:
- Step 1: Apply for the Disability Tax Credit (DTC):
Have a medical practitioner fill out Form T2201, Disability Tax Credit Certificate, and submit it to the CRA. - Step 2: Ensure Eligibility for the Canada Child Benefit (CCB):
Families already receiving the CCB do not need to reapply. - Step 3: Automatic Enrollment in CDB:
Once the CRA approves the child’s eligibility for the DTC and confirms CCB eligibility, the CDB is added automatically.
Why the CDB Matters in 2025
The rising cost of living has placed additional pressure on Canadian families. For parents of children with disabilities, these challenges are even greater, as extra care, therapies, or equipment often come with high expenses.
The Canada $284/Month Child Disability Benefit offers stability and reassurance by reducing some of the financial strain. While the payment may not cover all costs, it helps offset the burden and provides consistent monthly support that families can rely on.
Payment Date for October 2025
The CRA issues Child Benefit payments on a monthly schedule. For October 2025, both the CCB and CDB will be paid out on Monday, October 20, 2025.
It is important to note:
- Direct deposit ensures faster access to funds.
- Families relying on cheques should allow extra time for delivery.
- If payments do not arrive within five business days, parents should contact the CRA.
Key Takeaways
- The Canada Child Disability Benefit (CDB) provides up to $284 per month, or $3,408 annually, for eligible families.
- Payments are non-taxable and issued automatically alongside the Canada Child Benefit.
- Eligibility requires both CCB approval and Disability Tax Credit (DTC) certification.
- The October 2025 payment date is October 20, 2025.
- The CDB is designed to ease the additional financial challenges faced by families raising children with disabilities.
Conclusion
The Canada $284/Month Child Disability Benefit in October 2025 highlights the government’s ongoing commitment to supporting vulnerable families. By providing financial assistance to parents of children with disabilities, the program ensures that essential care and resources remain accessible.
For families navigating the complexities of raising a child with a disability, this monthly benefit is more than just a payment — it’s a measure of security, inclusion, and dignity. Parents are encouraged to ensure their eligibility for the Disability Tax Credit and maintain enrollment in the Canada Child Benefit program to receive the full support available.
